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Business Cash Advance

Get the money you need, fast.

A business cash advance, also called a merchant cash advance (MCA) is a quick way to make a short-term cash injection into your business. This type of unsecured business financing is based on your future revenue and credit card sales , making it ideal for established businesses.


Loan Amount: $5,000 to $1,000,000

Loan Duration: 3 months to 36 months


Business cash advances are for established businesses that meet the following requirements:

  • Minimum of (6 month)_ years in business
  • Minimum of $250,000 in annual revenue
  • Established business bank account
  • Business owner with a personal credit score of at least 600

Because Immediate Business Funds makes it easy for businesses to get the financing they need, fast, we only require the following documents:

  • Photo ID (government-issued)
  • Last 3 business bank statements
  • Last 3 business credit card statements
  • Delete

Business Cash Advance Frequently Asked Questions

What can I use a business cash advance for?

That’s up to you!  A business cash advance can be used to pay for unexpected operating or capital expenses, the launch of a new product or service, or any other need your business has.

How will I repay a business cash advance?

Business cash advances are repaid daily or weekly via automatic ACH drafts from your business bank account, usually as a portion of future credit/debit card sales.

How is a business cash advance different from a business loan?

Cash advances put more weight on your business’s sales and revenue. If you have consistent and high credit card sales, it is easier to qualify for a business cash advance. Cash advances are not a form of business loan; they are a way for you to use your future income to get immediate funds now.

Contact Immediate Business Funds today at 866-739-5558 or email to learn more about our business cash advances. Or, apply online NOW!


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